Hello! We are Optal.

We optimise the way businesses pay their suppliers.

  • Streamline reconciliations

    We provide customisable automated reconciliation tools that cover the entire B2B payment journey, so you have more time to focus on what matters.

  • Unleash working capital

    Free up liquidity with Optal's flexible working capital solution. Improve your cash flow through smarter use of your credit.

  • Turn costs into profit

    Generate additional profit on every payment you make and unlock the power of payments with virtual account numbers.

  • Protect against risk

    Say goodbye to fear and fraud. Take a weight off your shoulders with secure solutions to relieve data safety pressures and neutralise threat.

Our solutions


VANs, or Virtual Account Numbers, are a payments alternative that increase choice, reduce risk, and turn cost centres into profit centres via rewards. VANs are a smart alternative to BACS, cheques and card payments, streamlining payment processes and adding value throughout the supply chain.

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Invapay puts capital from commercial card credit lines to work by removing the need for card acceptance when paying bills and suppliers. This improves credit utilisation and customer relationships for banks, stops underused credit costing unnecessarily, and offers a working capital alternative for businesses. As a result, everybody can work smarter, more efficiently, and address dynamic cashflow pressures.

Find out more

Talk to us to discover how Optal can add value to your organisation.

General Enquiries: +44 (0)2038 924 928
Invapay Technical Support: +44 (0)1992 500 589


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